Health Insurance Calculator

Buying your own health insurance? See what a marketplace plan could cost you in 2027, and how much help you can get paying for it.

When you work for yourself, nobody chips in on your health plan. Depending on your income, you may qualify for a tax credit that lowers your monthly premium. Enter a few details to get a ballpark figure before you shop.

How it works

  1. Pick your state and who needs coverage.
  2. Enter your household’s expected income for 2027.
  3. See the full price, your tax credit, and what you’d pay.

This calculator gives estimates to help you plan. It isn’t insurance, tax, or financial advice. It uses KFF’s 2027 average premiums for each state and the IRS’s 2027 tax credit rules, so prices where you live will differ. For exact prices, check HealthCare.gov or your state’s marketplace.

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